235 Sycamore Bnd

Monterey, TN
$ 675,000 Beds 3 Baths 2.5 Sq 3,774
Monthly Estimate* How much can I afford?

Nestled in a quiet woodland setting on a private lake,(no gas motors) this beautifully updated home offers peaceful lakeside living with thoughtful upgrades throughout. Fresh paint, updated lighting, custom shades, and real hardwood floors create a warm and refined feel from the moment you step inside. The vaulted ceilings and French doors (both fully opening) flood the main living space with natural light, while two propane fireplaces in the home add a cozy ambiance. The kitchen features a propane double-oven cookstove, walk-in pantry, and all appliances remain, including washer and dryer. A Generac whole-house generator (largest model) provides year-round peace of mind. The Hutch in the Living room stays. The primary suite is a retreat of its own, complete with tray ceiling, private fireplace, door access to the porch, jetted tub, large walk-in shower, double sinks, and an oversized walk-in closet. A Jack-and-Jill bath with double sinks and large shower serves additional bedrooms. The updated half bath and refreshed laundry room (with utility sink and storage closet) add even more functionality. Major system updates include HVAC (2021), new septic field and pump, encapsulated crawlspace, sump pump, well water filtration system with softener, and Spectrum fiber optic internet. Step outside to enjoy the new dock (2022) with kayak launch, bass-stocked lake, covered back porch, deck and gazebo overlooking the water. The fenced raised-bed ''starlight'' garden and separate fenced dog area make outdoor living easy and enjoyable. A partial basement offers additional storage or flexible space. The hutch remains with the home, and the seller is offering a home warranty for added confidence. Peaceful setting. Modern updates. Community connection. Lakeside living at its best. *Buyer to verify all information to make an informed purchase*

Active

  • Price
  • $ 675,000
  • City
  • Monterey
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CUMBERLAND
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 3.1 Acres
  • Zip
  • 38574
  • Sqr Footage
  • 3,774
  • Year Built
  • 2007
  • Taxes
  • $ 1344
  • Style
  • Traditional
  • MLS#
  • 3598048
Listed By: Provision Realty Group;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 3774
Sewer Septic Tank
Heating Propane
Cooling Central Air
Possession Negotiable
Roof Shingle
Appliances Gas Oven,Gas Range
HOA Fee 350
Garage Spaces 2
Patio/Porch Features Porch,Covered
Architectural Style Traditional
Construction Materials Frame
Year Built 2007
View Lake
Stories Count 2
Topography Wooded
Levels Three Or More
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Cumberland County,TN
New Construction No
Property Type Residential
Attached Garage Yes
Subdivision Name Cumberland Cove
Garage Y/N Yes
Full Baths 2
Status Active
Directions From Cookeville Exit 287: take I-40 East towards Knoxville; Exit 301/US 70 Towards Jamestown; Turn Left onto US 70; Turn Right onto Industrial Drive; Left onto Crossville St; Right onto TN 62E/E Comm
High School Cumberland County High School
City Monterey
Senior Community Y/N No
Lot Size Units Acres
Elementary School Pleasant Hill Elementary
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 1344
Middle/Junior High School Pleasant Hill Elementary
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Walk-In Closet(s),High Speed Internet
Basement Finished,Partial
Flooring Carpet,Wood
Total Fireplaces 2
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2858
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 916
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Owner
Below Grade Finished Area Source Owner
Above Grade Finished Area Source Owner
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Dock
Parking Features Garage Door Opener,Attached
Lot Features Wooded
Water Source Well
Total Parking 2
Lot Size Area 3.1
Building Area Total 3774
Lot Size Acres 3.1
Lot Size Source Assessor
Waterfront Y/N No
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Tullahoma, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Pleasant Hill Elementary
Middle School Pleasant Hill Elementary
High School Cumberland County High School

Price History

9/23/2026 Listed $675,000

Property vs Zip Code Average in 38574

Price
AVG $490K
$680K
Taxes
AVG $1,171
$1,344
Year Built
AVG 2002
2007

Areas That We Cover

235 Sycamore Bnd Monterey, TN is a Single Family Home for sale at $675000 with 3774 sqft and a lot size of 3.1 Acres Acre(s). 235 Sycamore Bnd Monterey has 3 bedrooms, 2 baths and was built in 2007. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.