Timothy Stallard

520 Cliff Dr Se

Cleveland, TN
$ 170,000 Beds 3 Baths 1 Sq 984
Monthly Estimate* How much can I afford?

Offered in its current condition, this home provides an opportunity for a buyer to move in and make cosmetic updates over time to suit their preferences. Affordable home in Cleveland, TN! Welcome to 520 Cliff Dr SE, a charming 3-bedroom, 1-bath home offering 984 square feet on a 0.47-acre fenced lot in the heart of Bradley County. This property presents an excellent opportunity for first-time homebuyers, downsizers, or anyone looking for an affordable home in Southeast Tennessee. Conveniently located just minutes from Historic Downtown Cleveland, Interstate 75, and approximately 35 minutes from Downtown Chattanooga, you’ll enjoy easy access to work, shopping, dining, and entertainment. Everyday conveniences are just around the corner, including Walmart Supercenter, Food City, restaurants, fitness centers, schools, and more. The home features a fully fenced backyard, providing plenty of space for pets, gardening, outdoor entertaining, or simply relaxing. A storage shed conveys with the property, adding valuable space for tools, lawn equipment, or hobbies. Whether you’re searching for a starter home in Cleveland, TN, an affordable primary residence, or a property with convenient access to Chattanooga, this home offers outstanding value in a desirable location. Property is being sold AS-IS. Don’t miss this opportunity to own an affordable home in one of Southeast Tennessee’s fastest-growing communities. Cleveland’s location along I-75 and its proximity to Chattanooga make it a popular choice for commuters and residents alike.

Active

  • Price
  • $ 170,000
  • City
  • Cleveland
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • BRADLEY
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.47 Acres
  • Zip
  • 37323
  • Sqr Footage
  • 984
  • Year Built
  • 1959
  • Taxes
  • $ 904
  • Style
  • MLS#
  • 3543232
Listed By: Real Broker;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 984
Sewer Public Sewer
Heating Baseboard,Central
Cooling Central Air
Utilities Water Available
Possession Immediate
Appliances Range
Construction Materials Frame
Year Built 1959
Stories Count 1
Levels One
Property Subtype Single Family Residence
County Bradley County,TN
New Construction No
Property Type Residential
Attached Garage No
Subdivision Name South Gate
Garage Y/N No
Full Baths 1
Status Active
Directions From I-75,take Exit 20 toward APD-40/US-64. Continue east on APD-40,then turn onto South Lee Hwy and continue to Cliff Dr SE. Turn onto Cliff Dr SE and follow to 520 Cliff Dr SE. Just minutes from Do
High School Cleveland High
City Cleveland
Senior Community Y/N No
Lot Size Units Acres
Elementary School Blythe-Bower Elementary
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 904
Middle/Junior High School Cleveland Middle
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Basement None
Flooring Wood
Air Conditioning Y/N Yes
Heating Y/N Yes
Above Grade Finished Area 984
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 1

Exterior Features

Water Source Public
Lot Size Area 0.47
Building Area Total 984
Lot Size Acres 0.47
Lot Size Source Calculated from Plat
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Tullahoma, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Blythe-Bower Elementary
Middle School Cleveland Middle
High School Cleveland High

Price History

9/8/2026 Listed $180,000
9/23/2026 6% - $170,000

Property vs Zip Code Average in 37323

Price
AVG $380K
$170K
Taxes
AVG $1,072
$904
Year Built
AVG 1989
1959
Visits
AVG 0
13
Data Provided by Inside Real Estate®

Areas That We Cover

520 Cliff Dr Se Cleveland, TN is a Single Family Home for sale at $170000 with 984 sqft and a lot size of 0.47 Acres Acre(s). 520 Cliff Dr Se Cleveland has 3 bedrooms, 1 baths and was built in 1959. The property's zip code is 37323 which is in Cleveland, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Timothy Stallard

Timothy Stallard

Affiliate Broker

313-919-2728

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