1250 Charles St

Cookeville, TN
$ 465,000 Beds 4 Baths 2.5 Sq 2,103
Monthly Estimate* How much can I afford?

Welcome to this charming and well-maintained single-owner home nestled in the desirable Hillwood Estates. This home features 4 BRs, 2 1/2 BAs and a floor plan including a formal living, dining room, as well as an eat-in kitchen and den with gas log fireplace. The home has been thoughtfully updated over the years, boasting granite kitchen countertops with custom cabinetry, interior doors, double pane windows, bathroom updates, garage door and added insulation. Step outside and enjoy not one, but two patios and a welcoming front porch ideal for relaxing. One of the standout features is its unbeatable location situated directly across the street from the neighborhood pool. Hillwood Swim Club offers a voluntary HOA with pool access for just $375 per year. This home enjoys the added convenience of municipal trash pickup, natural gas service, and public sewer. This is a rare opportunity to own a lovingly cared-for home with a rich history — a true gem waiting for its next chapter. 12 month home warranty for peace of mind.

Active

  • Price
  • $ 465,000
  • City
  • Cookeville
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • PUTNAM
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.84 Acres
  • Zip
  • 38506
  • Sqr Footage
  • 2,103
  • Year Built
  • 1972
  • Taxes
  • $ 1580
  • Style
  • Split Level
  • MLS#
  • 3230122
Listed By: Highlands Elite Real Estate;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 2103
Sewer Public Sewer
Heating Central,Natural Gas
Cooling Central Air,Electric
Utilities Electricity Available,Natural Gas Available,Water Available
Possession Close Of Escrow
Roof Asphalt
Appliances Gas Range,Dishwasher,Disposal,Microwave,Refrigerator
HOA Fee 375
Garage Spaces 1
Patio/Porch Features Patio,Porch
Architectural Style Split Level
Construction Materials Brick,Wood Siding
Year Built 1972
Stories Count 3
Topography Corner Lot
Levels Three Or More
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Putnam County,TN
New Construction No
Property Type Residential
Association Amenities Pool
Attached Garage Yes
Subdivision Name Hillwood Estates
Garage Y/N Yes
Full Baths 2
Status Active
Directions From PCCH: South on Lowe Ave,Left on E Stevens St,Right on S Maple Ave,Right on Hillwood Dr,Right on Heather Ln,Right on Charles St,Left on Charles St,home on corner,across from the Hillwood pool.
High School Cookeville High School
City Cookeville
Senior Community Y/N No
Lot Size Units Acres
Elementary School Prescott South Elementary
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 1580
Middle/Junior High School Prescott South Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Tax Lot 46-47

Interior Features

Interior Amenities Entrance Foyer,Walk-In Closet(s)
Basement Partial,Partially Finished
Flooring Carpet,Wood,Tile
Total Fireplaces 1
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1728
Half Baths 1
Laundry Features Electric Dryer Hookup
Total Bedrooms 4
Below Grade Finished Area 375
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Gas Grill
Parking Features Basement,Driveway
Lot Features Corner Lot
Water Source Public
Total Parking 1
Lot Size Area 0.84
Building Area Total 2103
Lot Dimensions 204.96 X 179.4 IRR
Lot Size Acres 0.84
Lot Size Source Calculated from Plat
Waterfront Y/N No
Covered Spaces 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Tullahoma, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Prescott South Elementary
Middle School Prescott South Middle School
High School Cookeville High School

Price History

6/4/2026 Listed $489,900
7/2/2026 3% - $479,900
7/22/2026 4% - $465,000

Property vs Zip Code Average in 38506

Price
AVG $490K
$470K
Taxes
AVG $1,938
$1,580
Year Built
AVG 2002
1972
Visits
AVG 45
133
Data Provided by Inside Real Estate®

Areas That We Cover

1250 Charles St Cookeville, TN is a Single Family Home for sale at $465000 with 2103 sqft and a lot size of 0.84 Acres Acre(s). 1250 Charles St Cookeville has 4 bedrooms, 2 baths and was built in 1972. The property's zip code is 38506 which is in Cookeville, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.