Timothy Stallard

9103 Bay Drive

Chattanooga, TN
$ 374,900 Beds 4 Baths 2.5 Sq 2,126
Monthly Estimate* How much can I afford?

Welcome to 9103 Bay Drive -- where space, functionality, and location come together in the heart of Harrison. This renovated split-level home offers over 2,100 square feet with 4 bedrooms and 2.5 bathrooms designed for both everyday comfort and entertaining. The main level features 3 bedrooms, including the primary suite, along with a functional layout that flows easily for daily living. The kitchen offers an abundance of cabinet and countertop space with room to gather, prep, and host with ease. Just off the kitchen, the spacious living areas create a warm and inviting flow throughout the home with flexible space for entertaining, relaxing, or everyday living. Downstairs, you'll find a large finished living area being used as a 4th bedroom along with a half bathroom, making it ideal for guests, a teen or in-law suite, home office, or bonus space. There is also an additional unfinished room in the basement, offering great storage or future expansion potential. Step outside and enjoy nearly an acre of property with a long driveway providing ample parking and convenience for multiple vehicles, guests, or recreational use. Located just minutes from Chickamauga Lake, residents also enjoy community lake access along with nearby boating, fishing, kayaking, marinas, parks, and waterfront dining. Conveniently located in Harrison, you'll enjoy a quieter setting while still being close to grocery stores, restaurants, schools, Highway 58, and an easy drive to downtown Chattanooga. Whether you're searching for space to spread out, room to entertain, or a home near the lake and outdoor recreation--this home delivers it all.

Active

  • Price
  • $ 374,900
  • City
  • Chattanooga
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • HAMILTON
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.94 Acres
  • Zip
  • 37416
  • Sqr Footage
  • 2,126
  • Year Built
  • 1975
  • Taxes
  • $ 1291
  • Style
  • Raised Ranch
  • MLS#
  • 3213598
Listed By: Greater Chattanooga Realty, Keller Williams Realty;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 2126
Sewer Septic Tank
Heating Central,Electric
Cooling Central Air,Electric
Utilities Electricity Available,Water Available
Possession Close Of Escrow
Roof Asphalt
Appliances Refrigerator,Microwave,Electric Range,Dishwasher
Garage Spaces 2
Patio/Porch Features Patio,Covered,Porch
Architectural Style Raised Ranch
Construction Materials Other,Brick
Year Built 1975
Stories Count 2
Topography Level
Levels Three Or More
Property Subtype Single Family Residence
County Hamilton County,TN
New Construction No
Property Type Residential
Attached Garage No
Subdivision Name Waconda Bay
Garage Y/N Yes
Full Baths 2
Status Active
Buyer Financing Other,Conventional,FHA,VA
Directions to follow
High School Central High School
City Chattanooga
Senior Community Y/N No
Lot Size Units Acres
Elementary School Harrison Elementary School
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 1291
Middle/Junior High School Brown Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Ceiling Fan(s),Entrance Foyer,Walk-In Closet(s),Kitchen Island
Basement Full,Finished,Unfinished
Flooring Carpet,Other
Total Fireplaces 1
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Parking Features Garage Faces Side,Concrete,Driveway
Lot Features Level
Water Source Public
Total Parking 2
Lot Size Area 0.94
Building Area Total 2126
Lot Dimensions 230X207.9
Lot Size Acres 0.94
Lot Size Source Agent Calculated
Waterfront Y/N No
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Tullahoma, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Harrison Elementary School
Middle School Brown Middle School
High School Central High School

Price History

5/15/2026 Listed $425,000
6/2/2026 3% - $415,000
6/30/2026 4% - $399,000
7/27/2026 4% - $385,000
9/19/2026 3% - $374,900

Property vs Zip Code Average in 37416

Price
AVG $550K
$370K
Taxes
AVG $2,593
$1,291
Year Built
AVG 1987
1975
Visits
AVG 1
13
Data Provided by Inside Real Estate®

Areas That We Cover

9103 Bay Drive Chattanooga, TN is a Single Family Home for sale at $374900 with 2126 sqft and a lot size of 0.94 Acres Acre(s). 9103 Bay Drive Chattanooga has 4 bedrooms, 2 baths and was built in 1975. The property's zip code is 37416 which is in Chattanooga, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Timothy Stallard

Timothy Stallard

Affiliate Broker

313-919-2728

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