4128 Lost Oaks Drive

Ooltewah, TN
$ 297,000 Beds 4 Baths 2.5 Sq 1,990
Monthly Estimate* How much can I afford?

Back on market due to buyer financing falling through! No fault of sellers! We do have an FHA appraisal we are happy to share. Step into comfort and style with this updated 4-bedroom, 2.5-bath home designed for modern living. The floor plan creates a seamless flow between the living, dining, and kitchen areas--perfect for both everyday life and entertaining. The kitchen has been thoughtfully updated and features stainless steel appliances that remain with the home, offering both convenience and contemporary appeal. Additional updates throughout the house provide a move-in-ready feel. Outside, you'll find a standout feature: a large, private backyard complete with a huge deck--ideal for gatherings, grilling, or simply relaxing. The fully privacy-fenced yard offers space and seclusion, making it perfect for pets, play, or quiet evenings outdoors. With its combination of indoor updates and exceptional outdoor living space, this home is ready to impress. Don't miss your chance to make it yours! Home is sold 'as is". Buyers to verify anything of concern including but not limited to all information on the mls, septic tank size and capacity, school zones, etc. This home is a short sale and will require third party bank approval. Call for details!

Active

  • Price
  • $ 297,000
  • City
  • Ooltewah
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • HAMILTON
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.78 Acres
  • Zip
  • 37363
  • Sqr Footage
  • 1,990
  • Year Built
  • 1976
  • Taxes
  • $ 933
  • Style
  • MLS#
  • 3179823
Listed By: Greater Chattanooga Realty, Keller Williams Realty;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 1990
Sewer Septic Tank
Heating Electric
Cooling Electric
Utilities Electricity Available,Water Available
Possession Close Of Escrow
Roof Other
Appliances Refrigerator,Microwave,Electric Oven,Dishwasher
Patio/Porch Features Deck
Construction Materials Other,Brick
Year Built 1976
Stories Count 2
Topography Level,Other
Levels Three Or More
Property Subtype Single Family Residence
County Hamilton County,TN
New Construction No
Property Type Residential
Attached Garage No
Subdivision Name Fair Oaks
Full Baths 2
Status Active
Buyer Financing Other,Conventional,FHA,VA
Directions Standifer Gap Road head northwest,Right onto Bill Reed Road,Left onto Green Shanty Road,Left onto Lost Oaks Drive. Home is on the left and sign is on the property.
High School Ooltewah High School
City Ooltewah
Senior Community Y/N No
Lot Size Units Acres
Elementary School Wolftever Creek Elementary School
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 933
Middle/Junior High School Ooltewah Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Ceiling Fan(s)
Basement Crawl Space,None
Total Fireplaces 1
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Laundry Features Electric Dryer Hookup,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Owner
Below Grade Finished Area Source Owner
Above Grade Finished Area Source Owner
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Fencing Back Yard
Parking Features Detached,Concrete,Driveway
Lot Features Level,Other
Water Source Public
Lot Size Area 0.78
Building Area Total 1990
Lot Dimensions 218.61X155.96
Lot Size Acres 0.78
Lot Size Source Agent Calculated
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Tullahoma, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Wolftever Creek Elementary School
Middle School Ooltewah Middle School
High School Ooltewah High School

Price History

4/21/2026 Listed $309,000
9/1/2026 4% - $297,000

Property vs Zip Code Average in 37363

Price
AVG $920K
$300K
Taxes
AVG $2,728
$933
Year Built
AVG 2008
1976
Visits
AVG 53
197
Data Provided by Inside Real Estate®

Areas That We Cover

4128 Lost Oaks Drive Ooltewah, TN is a Single Family Home for sale at $297000 with 1990 sqft and a lot size of 0.78 Acres Acre(s). 4128 Lost Oaks Drive Ooltewah has 4 bedrooms, 2 baths and was built in 1976. The property's zip code is 37363 which is in Ooltewah, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.