Timothy Stallard

1616 Cotton Way

Chattanooga, TN
$ 398,900 Beds 3 Baths 2.5 Sq 1,794 Virtual Tour
Monthly Estimate* How much can I afford?

Come see the beautiful Emery which features three spacious bedrooms, 2 1/2 baths, large bonus/ flex space upstairs, gourmet kitchen with walk-in pantry and 2 car alley loaded garage. The Emery is one of the builder's most popular floorplans and will face a beautifully landscaped community green space. Home is now complete and ready for Quick 30 day move-in. Ask agent for details of a new $500 Down Payment Loan Option! Renovations have already begun on the former Coosa Mill which is to feature a grocery store, café and other retail and condo units. Shopping and dining will be just steps away from your front door. Builder currently offers generous incentives to help buyers with closing costs with use of Preferred Lender and Title. Ask agent for details. Decorated Model Hours Wednesday -Saturday 10a-5p Sunday 12p-5p,

Active

  • Price
  • $ 398,900
  • City
  • Chattanooga
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • HAMILTON
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • Zip
  • 37404
  • Sqr Footage
  • 1,794
  • Year Built
  • 2025
  • Taxes
  • $ 1
  • Style
  • Contemporary
  • MLS#
  • 3071881
Listed By: Parkside Realty, LLC;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 1794
Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Electric
Utilities Electricity Available,Water Available
Possession Close Of Escrow
Roof Asphalt
Appliances Microwave,Electric Range,Disposal,Dishwasher
HOA Fee 90
Garage Spaces 2
Patio/Porch Features Porch
Architectural Style Contemporary
Security Features Smoke Detector(s)
Construction Materials Fiber Cement
Year Built 2025
Stories Count 2
Topography Level,Corner Lot,Other
Levels Two
Property Subtype Single Family Residence
Assoc Fee Paid Per Monthly
County Hamilton County,TN
New Construction Yes
Property Type Residential
Association Amenities Sidewalks
Attached Garage Yes
Energy Efficient Low Flow Plumbing Fixtures,Windows
Subdivision Name Mill Town
Garage Y/N Yes
Full Baths 2
Status Active
Buyer Financing Other,Conventional,FHA,VA
Directions Take I-24 W to 4th Ave in Chattanooga. Take exit 181 from I-24 W (6 min; 5.6 mi) Take E 23rd St to S Watkins St
High School Howard School Of Academics Technology
City Chattanooga
Senior Community Y/N No
Lot Size Units Acres
Elementary School East Side Elementary School
Property Attached Y/N No
Year Built Details New
Tax Annual Amount 1
Middle/Junior High School Orchard Knob Middle School
Virtual Tour https://youtu.be/4qe4pak36AA?si=NS811ikaAyAvK-v4
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities High Ceilings,Open Floorplan,Walk-In Closet(s),High Speed Internet
Flooring Carpet,Wood,Tile
Air Conditioning Y/N Yes
Heating Y/N Yes
Above Grade Finished Area 1794
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Builder
Below Grade Finished Area Source Builder
Above Grade Finished Area Source Builder
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Parking Features Garage Door Opener,Garage Faces Rear
Lot Features Level,Corner Lot,Other
Water Source Public
Total Parking 2
Building Area Total 1794
Waterfront Y/N No
Covered Spaces 2
Other Equipment Irrigation System

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Tullahoma, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School East Side Elementary School
Middle School Orchard Knob Middle School
High School Howard School Of Academics Technology High School

Price History

1/3/2026 Listed $399,900
1/21/2026 1% - $398,900

Property vs Zip Code Average in 37404

Price
AVG $460K
$400K
Year Built
AVG 1973
2025
Visits
AVG 0
386
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1616 Cotton Way Chattanooga, TN is a Single Family Home for sale at $398900 with 1794 sqft and a lot size of Acre(s). 1616 Cotton Way Chattanooga has 3 bedrooms, 2 baths and was built in 2025. The property's zip code is 37404 which is in Chattanooga, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Timothy Stallard

Timothy Stallard

Affiliate Broker

313-919-2728

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